Minimum Coverage Requirements

In Utah, all drivers are required to carry the following minimum car insurance coverages:

  • Bodily injury liability: $25,000 per person and $65,000 per accident
  • Property damage liability: $15,000 per accident
  • Personal injury protection (PIP): $3,000 per accident
  • Uninsured motorist (UM) coverage: $25,000 per person and $65,000 per accident
  • Underinsured motorist (UIM) coverage: $25,000 per person and $65,000 per accident

Average Cost of Car Insurance in Utah

The average cost of car insurance in Utah is $1,386 per year. This is 9% lower than the national average of $1,529.

Factors That Affect Car Insurance Rates in Utah

The following factors can affect your car insurance rates in Utah:

  • Your age
  • Your gender
  • Your driving history
  • Your credit score
  • The type of car you drive
  • The make and model of your car
  • Where you live

How to Get Car Insurance Quotes in Utah

There are a few different ways to get car insurance quotes in Utah. You can:

  • Contact a local insurance agent
  • Get quotes online
  • Use a car insurance comparison website

Tips for Getting the Best Car Insurance Rates in Utah

Here are a few tips for getting the best car insurance rates in Utah:

  • Compare quotes from multiple insurers
  • Increase your deductible
  • Bundle your car insurance with other policies
  • Drive safely and avoid accidents
  • Maintain a good credit score

Getting car insurance is a necessary part of owning a car in Utah. By comparing quotes from multiple insurers and taking steps to lower your risk, you can save money on your car insurance premiums.

Here are some of the cheapest car insurance companies in Utah:

  • Auto-Owners
  • State Farm
  • USAA
  • Geico
  • Progressive
  • Farmers Insurance
  • Nationwide
  • Amica
  • Liberty Mutual

These companies offer some of the lowest rates for different types of coverage, including liability, comprehensive, and collision. They also have a good reputation for customer service.

If you’re looking for the cheapest car insurance in Utah, be sure to compare quotes from several different companies. You may be surprised at how much you can save.